ADDITIONAL OVERDRAFT DISCLOSURE

FEES ASSOCIATED WITH OVERDRAFTS:  Your account will be charged a standard overdraft fee for each item that creates an overdraft, as follows:

  • Courtesy Checking Overdraft Item Paid          $30.00 per item
  • Per Day Overdraft Fee (Daily Overdraft Fee)   $5.25 per day after 5th consecutive business day

TYPES OF TRANSACTIONS THAT MAY CAUSE AN OVERDRAFT:  An overdraft balance may be created by check, in-person withdrawal, ACH debit, ATM transaction, debit card transactions, point of sale transactions, and online banking services.

TIME WHEN YOU MUST REPAY:  If your account has had no deposit activity within a 60 day period and has a negative balance, Hyden Citizens Bank may close your account. 

Payment of any overdrafts will continue to be at the discretion of Hyden Citizens Bank.

 


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