ADDITIONAL OVERDRAFT DISCLOSURE
FEES ASSOCIATED WITH OVERDRAFTS: Your account will be charged a standard overdraft fee for each item that creates an overdraft, as follows:
- Courtesy Checking Overdraft Item Paid $30.00 per item
- Per Day Overdraft Fee (Daily Overdraft Fee) $5.25 per day after 5th consecutive business day
TYPES OF TRANSACTIONS THAT MAY CAUSE AN OVERDRAFT: An overdraft balance may be created by check, in-person withdrawal, ACH debit, ATM transaction, debit card transactions, point of sale transactions, and online banking services.
TIME WHEN YOU MUST REPAY: If your account has had no deposit activity within a 60 day period and has a negative balance, Hyden Citizens Bank may close your account.
Payment of any overdrafts will continue to be at the discretion of Hyden Citizens Bank.