BOARD OF DIRECTORS        
           R.B. Campbell Jr., Chairman of the Board
           W.Fred Brashear II, President & CEO                       
           Fred Lewis                       
           Harvey Hensley
           Hiram Cornett
           Margaret Campbell         
           Nelson Bobrowski           
           Leonard H. Brashear

CORPORATE OFFICERS    
            W. Fred Brashear, President and Chief Executive Officer
            Nelson Bobrowski, Executive Vice President
            Shawn Garrison, Executive Vice President
            Mary Angela Morgan, Senior Vice President, Operations
            G. Tonya Callahan, Vice President, Chief Loan Officer
            Lorene Sizemore, Vice President, Administrative Asst./Certificate of Deposits
            Marie Garrison, Vice President, Branch Manager
            Mike Smith, Vice President, Credit Analysis
            Ralph B. Asher, Asst. Vice President, Commercial Lender
            C. Ray Brewer, Asst. Vice President, Security Officer

2008 Bank Committees

ALCO/ Marketing/ Budget Committee:
Nelson Bobrowski
W.F. Brashear II
William P. May
Pamela Brock
Tammy Smith
Shawn Garrison
Fred Lewis
Angela Woods

Technology Committee:
Nelson Bobrowski
W.F. Brashear II
William P. May
Pamela Brock
Tammy Smith
Shawn Garrison
Angie Woods
Brenda Gibson
Keith Murray
Angie Morgan
Ray Brewer